Archive for  September 2016

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As we all know that Lottery means of raising money by selling numbered tickets and giving prizes to those who purchased the numbers, drawn at random manner. In simple words Lottery is one kind of gambling. Here from all the participants winners are chosen by drawing cards, Combination number system or some other tricky method. Raw gambling is illegal but lottery is not fully illegal in anywhere of this world. The first recorded story of lotteries to offer tickets for sale with prizes in the form of money were held in the Low Countries in the 15th century. There are a number of lotteries that take place in India, all of which are run by State Government organizations. This is a noble step by the government to save the buyers and stop illegal activities.

top state lotteries

Punjab State Lotteries

Punjab State Lotterie’s Directorate was established in the year of 1968 as a section of the Finance Department of the Punjab. So it is the official lottery of the Punjab Government. They provide clean and transparent lottery process to the lottery-playing citizens. The Punjab State Lotteries are conducted under the provisions of the Lotteries (Regulations) Act, 1998, the Lotteries (Regulation) Rules, 2010 and the Punjab State Lotteries Rules, 1998. Punjab State Lottery Rakhi Bumper of 2016 is Out Now For Sale.

Rajasthan State Lotteries

However, there are some gambling restrictions in India, legislation for lotteries and gambling in general is set by each individual state and there are many states, which allow people to play lotteries both online. The small savings department of Rajasthan runs lottery.

West Bengal Lotteries

With the provision of the Lottery Regulation Act of 1998 and West Bengal State Lottery Rules, 1968 Lottery in West Bengal is organized by the state. The state government amended the law in 2011 which mandated lottery organizers to pay as much as RS. 113000 (approx) for each draw and around Rs 567000 (approx) for bumper draws. The law was meant to prevent unauthorized lotteries from flourishing in the state and also enrich its exchequer. The decision to increase taxes was made since a court ruling prevented the state government from banning online and daily lotteries completely. The state sponsored Banglakshmi draw is held twice a month while there are several bumper draws that come during important festivals such Diwali, New Year, and Rath. Other state lotteries like Kerala Lottery, Maharashtra lottery, Tripura lottery is also very popular in India.


Apple Inc. is soaring in the market at high with the news of iPhone 7 being launched this year. As with all other generations iPhone 7 is also being prepped in different variants. The market is going to witness a huge makeover in the smartphone business. Expectations have totally been surpassed this time by the developers. They are taking it seriously about what and how the users like to have in handy on their phones. Like any other iPhone series, iPhone 7 is going to be launched in five different variants which will be iPhone 7, iPhone 7 Plus, iPhone 7S, iPhone 7S Plus and iPhone Pro.

When I talk about variants, we need to look for pros and not so pros (ALAS!! Its Apple.. they can’t have cons); in each one of them.  We all know iOS 10 is a big pro for this new generation but what about other features. Let us look at not so pros in the iPhone 7 today.


  1. iPhone 7: it is a base model with a range of storage options. Everyone’s cup of tea, whether is a teenager or high-end business man, cannot find much drawbacks but I think who doesn’t like to watch movies or listen to music while charging their phone. Yes! There will be no 3.5mm audio jack, sources confirmed.
  2. iPhone 7 Plus: it will be bigger and better with a wide angled screen set at 5.5 inches and longer battery life, looks like an elder brother of iPhone 7 which will be as competitive as other models that will be launched alongside. But having said that, the bigger brother will not be having a 256GB onboard memory.
  3. iPhone 7S: the iPhone 7S would be jam-packed with much awaited features like third-generation fingerprint touch center, a better camera with high pixel density and more colors to choose from. The iPhone 7S might come with a better processor and 4K screen resolution.
  4. iPhone 7S Plus: this would be the larger depiction of the iPhone 7S model, yes would be similar to the iPhone 7 Plus. For iPhone Plus versions the base model of iPhone 7 or 7S would take in to consideration and then it would be built into a Plus or a bigger version of that. Off course the Plus form of iPhones have their own pros.
  5. iPhone 7 pro: the word pro undeniably means the specific additions to this version of iPhone, there will be some major modifications like addition of the dual camera lens and the Apple has promised that the photo quality will be as good as a DSLR. Another addition is, this iPhone pro comes with much greater version of memory, expected up to 256 GB.

ICIC bank is one of the four largest banks of India along with SBI, Bank of Baroda and Punjab National Bank, it is a multinational and financial service company with its headquarters in Mumbai, India. It is third largest banking company in Market Capitalisation and second largest in terms of assets in India. ICICI bank is also having a vast network of branches with 4500 branches and 14,000 ATM’s in India and around the world.

How to open account at ICICI bank

Main products of ICICI bank are ICICI Merchant services, Money2India for people to send money from other countries, Extra Home Loans, Smart Vault, Saral Loans, Pockets, ICICI Bankpay on Twitter, Contactless Debit and Credit Cards and many other services are offered by ICICI Bank to its customers.

How to open an Account in ICICI Bank?

There are two ways to apply for an account in ICICI bank first one the traditional method of visiting the bank with documents and photographs and the other way is applying through its website where users need to provide documents and photographs in digital methods. Click Here to go the application page.

Here I am going to explain you how to open an account in ICICI bank in traditional method in step by step process.

Requirements to open an account:

1) Aadhar Card is a necessary to open an account in any bank.

2) Pan Card.

3) Any other proof if asked like Driving License, Passport, Voter ID, Job card issued by NREGA, etc.

4) Two latest Photographs.

5) Photocopies of each proof you will be submitting.

Step by Step Process:

Step 1: Find the nearest ICICI bank and find an officer for new customers.

Step 2: Ask for an application form and details and signatures necessary to fill.

Step 3: Complete the application and provide them along with the original and photocopies of the proof with photographs.

Step 4:Once the officer checks all the details and approves he may ask you to come later or if they good to go they will provide you with the Bank Book.

Step 5:Most of the banks are providing the users with Bank Book, ATM Card (with bank name), Cheque Book (If you need), Internet and Mobile banking details at a time.

If not, they will ask you to come again to the branch to collect the ATM, Internet and Mobile banking details or they will post ATM card to the address provided in the account. Even then you need to visit the branch to collect Pin number of the ATM which will only be available with the Branch officials until you collect it.

This is the process one need to follow to open an account in ICICI Branch not only in ICICI Branch the process of opening a new account is almost same for all the Banks. Now a days the process had become even simpler in the previous days users need a reference to open a bank account but now all the bank need is a aadhar card and photograph. In future it will be even simpler where users never need to visit a branch and all the facilities are either present in Internet or ATM’s. You can also call at ICICI bank customer care for more details.

As we all know, Punjab National Bank is an multination bank and financial services company. Punjab National Bank is based out of New Delhi which was founded in the year 1894. The customer base of PNB bank is 80 million which is really awesome. Check out all the details about PNB customer care

Punjab National Bank is one of the biggest bank In India, it ranks 4th in India. Now talking about the banks, there are a lot of services which are offered by PNB. Now these services are really good, but at some or the other point of time you need to contact the customer care. So here is How To Contact The Customer Care Of Punjab National Bank.


Punjab National Bank Head office & Toll Free Number    

Head Office Website Toll Free Number
Punjab National Bank Customer Care Centre Head Office:5 Sansad Marg,New Delhi 110001 1800-180-2222 / 1800-103-2222

PNB India Customer Care Offices

Related to Address, Phone Number & Email
Products & Services (Chief Retail Banking Division / Financial Products Marketing Division) 5, Sansad Marg, New Delhi 110001.
Punjab National Bank Customer Care Number 011-23311164 (AGM-RBD)
011-23753373 (Chief- FPMD)
International Banking (Chief International Banking Division) 7, Bhikaiji Cama Place, New Delhi -110066.
Punjab National Bank Customer Care Number 011-26176297, 0-11-26102303
Recruitment (Chief HRD) 7, Bhikaiji Cama Place, New Delhi -110066.
Punjab National Bank Customer Care Number 011-26102303 (Ext -339,354)

 PNB India Customer Care Email IDs

For Queries Related To Email Id
Dividends, Mutual Fund
Follow on Public Offer
Retail Internet Banking
Corporate Internet Banking
Internet Banking
Payments done through Internet

 Punjab National Bank Customer Care Number along with E mail Ids

Products & Services Contact Numbers

Email ID

Customer Care Division
(For All Complaints)
Toll Free No.
1800 180 2222
1800 103 2222
Tolled.No. 01202490000
Punjab National Bank Customer Care Number01123714562
For HRD 26102303 Ext-339,354
For Deposit/ Locker/ Service Charges related Products/ Services 011-23311164
For Retail Loan Products 011-26174652
For Wealth Management
For Micro, Small &
Medium Loan Products
For International

Punjab National Bank also make available credit and debit card services for their consumers and some of the card are ATM/ Debit Card, PNB Global Credit Card, PNB World Travel Card and several other. There are various new products and services accessible at Punjab National Bank and  various doubt comes in the mind of the customers of PNB and for other supports for their clients, PNB has offered a customer care support for their customers. Some of the general issues are like Balance & Transaction enquiry, Hot-listing of lost and scratched debit/ ATM card, Non-disbursement of money from Automated Teller Machine, To register request for IBS/SMS alerts.